A trust is a legal arrangement where one party (the trustee) holds and manages assets for the benefit of another party (the beneficiary). It is often used for estate planning purposes allowing individuals to protect their assets, ensure they are distributed accordingly to their wishes and reduce potential inheritance tax liabilities. Trusts can be set up during a person's lifetime or as a part of their Will.

A Lasting Power of Attorney (LPA) is a legal document that allows someone (known as the donor) to appoint one or more people (known as attorneys) to make decisions on their behalf. The LPA is useful in case the donor becomes unable to make decisions themselves, due to illness or incapacity.

There are two main types of LPA:

• Property and Financial Affairs LPA: This allows the attorney to make decisions about the donor’s finances, such as managing bank accounts, paying bills, and selling property.

• Health and Welfare LPA: This gives the attorney the authority to make decisions about the donor’s health and welfare, including medical treatment, care, and living arrangements.

Yes, you can change your will at any time whilst you are mentally capable and it is recommend that you review your will periodically to ensure it reflects your current wishes and circumstances.

With this being said, amending a Will does involve a formal process. If you were to tamper with a Will by altering the document you could risk invalidating it all together.

If you are looking to amend a Will speak to one of our advisors who will be able to guide you through the options

While it's possible to create a Will or Lasting Power of Attorney (LPA) yourself using online templates or DIY kits, it's important to consider the complexity and legal requirements involved. A Will or LPA must meet certain formalities, such as being properly signed and witnessed, and must accurately reflect your wishes. If these steps are not followed correctly, the document could be challenged or invalidated. While you can certainly draft these documents yourself, seeking professional advice ensures that they are valid, enforceable, and tailored to your specific needs, reducing the risk of errors or future disputes.

The costs will depend on the services you require. For example the cost of drafting a Will would be significantly less than creating a Lasting Power of Attorney (LPA). 

We offer competitive pricing based on your needs and we provide transparent, upfront costs with no hidden fees.

Our Advisors will be more than happy to discuss the options with you before you make any decisions.

Good question... One we could probably go on for a while about too. In a nutshell though, here's  a  couple reasons...

• Our loyalty is to you. We work on behalf of our customers. anyone else
• We can advise and point out areas of protection you maybe haven't considered
• We ensure your legal documents are professionally drafted, valid, and tailored to your needs. We offer expert guidance to avoid errors and ensure your wishes are respected, giving you peace of mind that your documents are properly executed and enforceable. decision is yours!