Business Insurance

What is it?

Most businesses will be covered for fire, theft and public liability but too few businesses insure their most valuable asset… Their people.

Business insurance can provide safety to a company in order to protect their people, profits and overall performance.

You can cover yourself and your staff in the event of death, diagnosis of a serious illness and also in the event a member of staff is unable to work due to sickness or injury. The cover can provide a payout to that member of staff or their family. It can also be used to provide a payout directly to the business.

If you’re a business owner, business insurance can also be a tax efficient way to protect your business, employees and their loved ones.

Is business cover right for me?

Perhaps. Firstly, are you a director or shareholder of a company? Do you already have a life insurance or similar policy? If you have staff, would your business cope if any of them were absent due to sickness, injury or worse. As a director, would the business cope if you were unable to work? These are some of the many questions you should be asking yourself and our team of trained advisors can help you understand exactly what is possible.